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The French PropertyPLAYBOOK

Property cases

See how a property decision changes.

A worked case shows the method in use: fixed assumptions, one change, and where the difference comes from.

Illustration of a two-storey stone village house with pale green shutters and a cobbled forecourt.
Fictional teaching case · Not a listing

Fictional teaching case

What sits beyond a €250,000 asking price?

One fictional purchase with €175,000 of assumed borrowing. Start from €123,000 of cash to allocate, then change an assumption.

Inputs you can vary
Property price, planned borrowing, acquisition costs, works allowance, financing costs and retained reserve.
What you see
The fixed baseline, your comparison and the signed difference, with the reserve kept separate from spending.
Account
None required. Every amount is a hypothetical teaching assumption.
Open the case

Fictional teaching case · Not a listing · Per year

  1. Rent for a full year€8,400
  2. Operating income before the loan€5,396
  3. Cash flow after the loan, before tax−€3,316

Fictional teaching case

Does the rent cover a €150,000 rental flat?

Follow one fictional flat from €700 a month of rent to cash flow before tax, then test empty months, owner costs and the loan.

Inputs you can vary
Rent, months empty, owner costs, letting-agent fee, amount borrowed, interest rate and loan term.
What you see
Every line from rent to cash flow, one-change stress tests, the rent needed to break even, and why cash flow is not profit or total return.
Account
None required. Every amount is a hypothetical teaching assumption.
Open the rental case

Prefer to start with your own figures? Build a cash plan