@font-face{font-family:Newsreader;src:url('/fonts/newsreader-latin.woff2') format('woff2');font-weight:200 800;font-display:swap}
@font-face{font-family:Libre;src:url('/fonts/libre-franklin-latin.woff2') format('woff2');font-weight:100 900;font-display:swap}
:root{--ink:#0e1a2b;--navy:#182e4b;--cream:#f7f3ec;--stone:#ebe3d5;--gold:#c8a24b;--muted:#505b66;--line:#d8cdbb}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--cream);color:var(--ink);font:15px/1.75 Libre,Arial,sans-serif}h1,h2,h3{font-family:Newsreader,Georgia,serif;font-weight:450;line-height:1.09;letter-spacing:-.018em;margin:0 0 20px}h1{font-size:clamp(40px,4.7vw,65px)}h2{font-size:clamp(32px,3.3vw,46px)}h3{font-size:29px}p{margin:0 0 18px}a{color:var(--navy);text-underline-offset:4px}img{max-width:100%;display:block}button,input,select{font:inherit}button,a,summary,input,select{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #98711d;outline-offset:4px}[hidden]{display:none!important}.skip{position:absolute;left:12px;top:-80px;z-index:100;background:white;padding:12px}.skip:focus{top:8px}.wrap{width:min(1140px,100%);margin:auto;padding:0 28px}.narrow{max-width:850px}.review{font-size:11px;background:var(--stone);padding:5px 20px;text-align:center}.header{position:sticky;top:0;z-index:20;background:#faf7f1f7;border-bottom:1px solid var(--line)}.header .wrap{max-width:1400px;display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:40px;height:40px}.brand span{font:500 19px/1.1 Newsreader,Georgia,serif}.brand small{display:block;font:11px/1.4 Libre,Arial,sans-serif;letter-spacing:.14em;color:#77571d;margin-top:4px}.nav{display:flex;align-items:center;gap:24px}.nav a{text-decoration:none;font-size:12px}.mobile-menu{display:none}.eyebrow{font-size:11px;line-height:1.6;letter-spacing:.16em;text-transform:uppercase;color:#785816;margin-bottom:20px;font-weight:650}.hero{display:grid;grid-template-columns:1fr 1fr;background:var(--ink);color:var(--cream)}.hero-copy{max-width:720px;margin-left:auto;padding:76px 56px}.hero .eyebrow{color:#e0c17b}.hero 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var(--line);padding:10px;background:white;box-shadow:0 12px 40px #10213912}.preview-strip img{width:100%;height:auto}.sample-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:36px;align-items:start}.sample-grid>div{min-width:0}.sample-grid .companion{max-height:650px;width:auto;margin:auto}.section-head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:30px}.section-head h2{margin-bottom:0}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:14px}caption{text-align:left;font-size:18px;font-weight:600;margin:12px 0}th,td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{font-weight:600;background:#eee6d6}.module-list{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}.module{padding:23px 0;border-bottom:1px solid var(--line)}.module h3{font-size:25px}.module p{color:var(--muted);margin-bottom:0}.module 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summary{cursor:pointer;font-size:13px;font-weight:600}.result-head{background:var(--ink);color:white;padding:24px;margin-bottom:20px}.result-head span{display:block;font-size:12px;letter-spacing:.05em}.result-head strong{display:block;font:40px/1.3 Newsreader,serif;margin-top:12px}.result-sub{padding:20px 0;border-top:1px solid var(--line)}.result-sub strong{display:block;font:30px Newsreader,serif;margin:10px 0}.result-table td{padding:12px 0}.result-table td:last-child{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.error{border:1px solid #a22d26;background:#fff0ec;color:#7d1b16;padding:15px;margin-top:18px;font-size:13px}.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.sources li{margin-bottom:12px;overflow-wrap:anywhere}figcaption{font-size:12px;color:var(--muted);margin-top:12px}figure{margin:0}.editorial-note{font-size:13px;padding:16px;background:#eae3d6}
@media(max-width:1050px){.nav{gap:14px}.nav a{font-size:11px}.hero-copy{padding:58px 32px}.hero h1{font-size:48px}}
@media(max-width:800px){.wrap{padding:0 22px}.header .wrap{min-height:74px}.brand span{font-size:17px}.nav{display:none}.mobile-menu{display:block;position:relative;font-size:13px}.mobile-menu summary{cursor:pointer;padding:12px}.mobile-menu nav{position:absolute;right:0;top:45px;width:230px;padding:12px;background:#faf7f1;border:1px solid var(--line);box-shadow:0 12px 25px #14223820}.mobile-menu a{display:block;padding:12px;color:var(--navy);text-decoration:none}.hero,.hero.homebuyer{grid-template-columns:1fr}.hero-copy{padding:46px 24px;max-width:none;margin:0}.hero h1{font-size:44px}.hero-photo{height:320px;min-height:0}.hero.homebuyer .hero-photo{width:100%;height:auto}.section{padding:52px 0}.grid,.grid.three,.calc-grid,.sample-grid,.module-list{grid-template-columns:1fr}.card,.calc-panel{padding:24px}.section-head{display:block}.section-head a{display:inline-block;margin-top:15px}.sample-grid .companion{max-height:none;width:100%}.article h1{font-size:40px}.stage{grid-template-columns:42px 1fr;gap:12px}.page-top{padding-top:42px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}